Educate & Motivate

Strategies, teachings, and tips & tricks for anyone to reference as you’re clambering along this crazy thing we call “adulthood.”

Heather Mroczenski Heather Mroczenski

Debt Snowballs and Behavioral Momentum

The Debt Snowball is a common strategy in reducing debt.. but did you know it’s a concept backed by Behavior Analysis? Let’s look at how to use behavior momentum to pay down debt faster!

Read More
Heather Mroczenski Heather Mroczenski

Using Balance Transfers to Pay off Debt

Struggling with high-interest credit card debt? Discover how balance transfers can provide a 0% APR window to help you pay down your balance more efficiently, while avoiding common pitfalls.

Read More
Heather Stevens Heather Stevens

Invest or Pay Off Debts?

Making the decision to invest your money or pay off your debts can seem like a catch-22… but I promise it’s easier than you think. Let’s take a look at the most important aspect to this decision.

Read More

Start your journey

Ready to tackle your finances and finally get rid of that pit in your stomach that comes up anytime money is mentioned?