If you’ve ever looked at a historical chart of the stock market over the last 150 years, one thing stands out: it always goes up. This simple but powerful fact is the key to successful long-term investing.

Spring has a way of making everything feel fresh, new, and full of possibility. The longer days, the warmer weather, and even the extra dose of Vitamin D can boost our moods and make us feel energized. But with that renewed energy comes a sneaky temptation—to spend.

Buying a home isn’t just about the mortgage payment—there are tons of extra costs that can catch you off guard if you’re not prepared. From closing costs to maintenance, homeownership comes with financial surprises.

When it comes to personal finance, we often focus on adults—helping them budget, save, and invest wisely. But what if we could start earlier? What if we gave kids the tools to understand money from a young age, setting them up for financial success in the future?

Just like ABA uses data-driven methods to create meaningful change, successful investing relies on proven strategies rather than gut feelings or speculation.

Neither getting a refund nor owing taxes is inherently good or bad—it all comes down to planning and making sure your money is working for you.

As a Behavior Analyst, I see a clear pattern in why people avoid investing—and it follows the ABCs of behavior: Antecedent, Behavior, and Consequence. Understanding this cycle can help you break through the hesitation and start making smart financial moves for your future.

My journey to ABA and personal finance has been anything but linear. From marketing to church to ABA, I’ve been everywhere.

The average savings account interest rate is around 0.4%, while inflation hovers around 3%. That means your money is losing purchasing power every year.

A sinking fund is a dedicated savings category for future expenses—think of it as planned savings for predictable costs like car repairs, holiday gifts, or annual insurance premiums. Instead of scrambling when an expense pops up, you’ve already set money aside for it.

Negotiating a pay raise can be intimidating. But here’s the thing: if you don’t advocate for yourself, who will?

Money is one of those topics that can make or break relationships, whether it’s with family, friends, or even romantic partners. I’ve always known this, but I didn’t fully grasp the impact until a personal experience opened my eyes.

When your passion for your job doesn't translate into a living wage, it can lead to stress, anxiety, and even burnout. This emotional rollercoaster can make it difficult to fully enjoy the work you love.

Raise your hand if you’ve seen your aunts and grandmas blame the economy on their least favorite president. Are they right? Is he to blame? Let’s dive in and figure it out…

The Debt Snowball is a common strategy in reducing debt.. but did you know it’s a concept backed by Behavior Analysis? Let’s look at how to use behavior momentum to pay down debt faster!

Struggling with high-interest credit card debt? Discover how balance transfers can provide a 0% APR window to help you pay down your balance more efficiently, while avoiding common pitfalls.

Credit Scores… what are they? Why do we need them? Why do we need to stay on top of them? A credit score is like the adult’s version of the report card that never ends. Let’s look at what that means.

The LGBTQ+ community faces incredible financial inequity, but why? From my findings, it’s 3 things: Employment Discrimination, Housing Discrimination, and Hate Crimes.

Financial literacy is easy when you’re 20 or 30. It’s a little tougher when you’re 50+. Let’s look at some sound financial wisdom for those who are slightly closer to retirement age than they want to be.

Private Equity has been dominating the field of Applied Behavior Analysis in recent years. What exactly is Private Equity? Why are people so against it? Let’s talk about it.