Educate & Motivate
Strategies, teachings, and tips & tricks for anyone to reference as you’re clambering along this crazy thing we call “adulthood.”
Crucial Conversations Before Marriage
It can be scary to share credit scores, debt balances, and spending habits with your significant other… but that 50% stat is scarier. Talk about your money habits before you tie the knot and give yourself a better chance at beating the marital odds.
Using Differential Reinforcement to Improve Financial Behaviors
Differential Reinforcement is a behavior modification technique used in Applied Behavior Analysis. Let’s look at how we can apply it to our finances!
What is ABA?
Applied behavior analysis (ABA) is widely considered to be a gold-standard, evidence-based intervention for Autism that can improve functional status, behavior, and communication. But what does ABA have to do with Personal Finance?
Wedding Planning on a Budget
Wedding’s don’t have to put you in debt til you’re 60. Here are some budget-friendly wedding planning tips that just require a little bit of planning and creativity.
Investing for Beginners
Want to start investing but no idea where to start? Look no further! Here are some of the best easy-access tips I’ve heard for the beginner investor.
Grocery Shopping on a Budget
Grocery shopping never ends. Here are some tips to save you a bit of money next time you hit the carts!
Happy New Year!
Happy New Year! Having trouble coming up with resolutions? Here are some financial goals to aim for in 2024.
Buy Now Pay Later - To Use or Not to Use
Buy Now Pay Later has taken the 21st century by storm. With it, you can buy to your heart’s desire without suffering the consequences… today anyway.
How to Change Disruptive Money Habits
You know those spending habits you have that you wish you didn’t? How often you regret swiping your card after those first couple days of dopamine wear off? Let’s look at how psychology can help with that …
Enjoying the Holidays without Breaking the Bank
The holidays are right around the corner and with them… the season of overspending and holiday debt. Contrary to popular belief, though, there actually IS a way to maintain your financial health …
Marry the House, Date the Rate
Interest rates are higher than ever and it seems dumber than ever to buy a house. But is it? My conclusion might surprise you…
How to Keep Money in your Pocket through Charitable Donations
It’s the season of giving! Did you know your charitable donations can decrease your total taxable income, meaning you’ll pay less in taxes or get more in your tax return? Here’s just about everything you need to know about using charity to your financial benefit.
Calculating Your Retirement Needs
Today we’re talking about retirement and figuring out how much you'll actually need to retire comfortably. Retirement might seem like a distant horizon, but the sooner you crunch the numbers, the smoother your sail into those golden years will be.
Everything You Need to Know About a High-Yield Savings Account
Have you been hearing all about these high-yield savings accounts but don’t know where to start? Look no further! Here is your step-by-step guide to opening one.
Understanding Tax Brackets
Understanding how progressive taxation and tax brackets work isn't just academic; it impacts your real-world finances. Knowing your tax bracket can help you make informed decisions, like how much to withhold from your paycheck, or how to strategically plan deductions and credits.
Deferred Interest vs. 0% APR
Those credit cards with 12-18 month intro rates… what does it all mean? Are you stepping on a landmine? What’s the difference between 0% APR intro rate and deferred interest? Let’s dive in…
9 Ways to Pay Rent Without Doing Surveys
Ready for some ways to make extra money that don’t include online games or surveys? Look no further!
Benefits of Life Insurance When You’re Young
Life insurance… isn’t that something only old people have to think about? Why should a 20- or 30-something get it?
Saving For Your Kids’ Future
Saving for your kids' future is a crucial step in providing them with a strong foundation. Let’s take a few minutes and explore different investment and savings strategies to help you pave the way for your children's financial success.
Staying Afloat Through Divorce
Divorce is already an incredibly emotionally taxing event, without adding on all the stress of finances and establishing your independence. Don’t wait until it’s over to start making moves financially. Get started ASAP so that you can get back on your feet.
Start your journey
Ready to tackle your finances and finally get rid of that pit in your stomach that comes up anytime money is mentioned?